This is INTERNET FRAUD No.3

Oh! I seem to have won the lottery...

The Desk of Foreign International Remittance Department HSBC Bank Of London Remittance/Credit Manager: Mr. Van Bruce

Attention: Mr.Sanjay Khosla

How are you today?. Note that your total prize claim of £1,350,000.00{One Million Three Hundred and Fifty Thousand Pounds Only). has been insured to the real value and as such cannot be deducted from. This is in accordance with section 13(1)(n) of the national gambling act as adopted in 1993 and amended on 3RD July 1996 by the constitutional assembly.

Your transfer has been processed and we are only waiting confirmation of the payment, but due to the fact that we would keep your money on hold for more than 24 hours, I advice you that you can pay to an agent’s account in India so as to facilitate the immediate transfer of the fund before the end of the day.

The account is thus:

BANK NAME: ICICI BANK INDIA,
S/B ACCOUNT NAME:J.LAL MAL SAWMI
ACCOUNT NUMBERS: 007101522406
BRANCE CODE: NEW DELHI

We hope to make the transfer as soon as we have confirm the receipt of the payment within 48 hours time frame. Send to us the proof of payment as soon as the payment has been made so that we shall make your transfer.

Accept of modest congratulations.

Yours faithfully,
Mr.Van Bruce
(Remittance/Credit Manager)

Just about everybody's received one of these, right? How can you tell it's a fraud? Thoughts and opinions in the COMMENTS below please.